But whether we are right when we lend money to a friend or relative?
You must have been in a situation when one of the neighbors asks you for a loan. But whether we are right when we lend money to a friend or relative?
1. Return date
You are not a Bank and do not set a hard return date and interest for the use of money, and especially do not put penalties and does not account for a penalty. We can say that such a loan is a common oral agreement. However, people taking money from you should know about the most rapid return. Unfortunately, people forget about it. I think sometimes we are too shy to ask them to return your money.
2. Interpersonal relationships
Borrowing money can globally affect the relationship between friends or family members. Especially when money becomes the first and main topic during conversations. Such discussions can lead to a cooling of relations and conflicts that clearly will not benefit. For this reason, decide the question of whether your kind gesture in terms of financial support a good idea or not.
3. Informal commitments
They say that the debtors are slaves to their creditors. The lender never forgets about his money, therefore the debtor just has to remember that even the closest friend you will need to bring their own funds. By the way, “bad memory” of the debtor is one of the most common causes of conflicts between relatives and close friends.
4. Frequent queries
As a rule, nobody likes to ask for help, especially when it comes to finances. However, unfortunately, there are people that use others, especially those who are responsiveness and dependability, and regularly take money from them. In such cases, you have to be very careful. If someone asked you for a loan more than three times – even if those debts back after some time, you should think whether to trust this man and take him in next time.
Previously portal “Znayu” I wrote about the pairs that have the highest compatibility in love and sex.